Invoice discounting made simple

Use your unpaid accounts receivable to get the finance you need to grow.

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  • Lines of credit of:
    $50k - $10 million
  • Rates from:
    7.99% p.a.
  • Approvals as fast as:
    24 hours

Invoice discounting for growth

Access the cash flow you need to grow using invoice discounting. Simple and flexible, you can connect your online accounting platform to Earlypay, or upload your accounts receivable for financing. The choice is yours and we'll work with you to find the best solution for your business.

  • Flexible financing

    Bring forward the cash flow from your unpaid invoices to boost working capital.

  • Simple to apply

    Link your online accounting software for speedy applications. Don't use one of these? No problem, we can still help.

  • Retain control

    Continue to manage invoice collections and control your customer relationships.

  • No real estate

    Use your outstanding invoices as security, not your family home.

  • Cash flow to grow

    Available finance increases with your sales so you can access the cash flow you need to grow.

  • Simple and intuitive

    Our modern online platform makes it simple to access funds with less admin.

Is Invoice Discounting right for my business?

  • You provide goods and services to other businesses
  • You sell on trade credit terms of less than 90 days
  • You invoice after goods or services have been delivered
  • Your business is established with a history of profitability
  • You have your own in-house accounts receivable team

Applying for invoice discounting

To apply for invoice discounting, simply click the Sign-up button and complete some basic details. An Earlypay representative will then contact you to understand how you invoice your customers. For businesses using Xero or MYOB AccountRight, you can streamline your application by connecting your accounting software to Earlypay.

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Frequently Asked Questions

With Earlypay, there's no delay.
Free up cash flow, at your convenience.

Have a chat with our team to see how we can help your business grow.

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