Get fast and flexible

invoice finance

for your business
Enjoy the flexibility of a line of credit based on your outstanding invoices. With Earlypay, you only pay for what you use and admin is a breeze.
Business woman with arms crossed.
Credit lines from
$50k - $500k+
Approval within
24 hours
Customer satisfaction
100%

Grow your business with Earlypay

Our easy-to-use platform lets you improve your cash flow easily so you can focus on growing your business.

Easy to be approved

Earlypay makes invoice finance quick and easy. Connect your cloud accounting package and get approved within 24 hours.

Funds available on demand

Your available credit updates as your invoices are raised and paid. Simply access funds through the Earlypay platform with one click.

Transparent fees

Know exactly what you're paying with our two simple fees. We only charge when funds are drawn and on your outstanding loan balance.

Financing that grows with you

Get a line of credit based on the strength of your customers. As your business grows, so can your credit limit.

Simple and Efficient

Our platform integrates seamlessly with Xero to monitor your invoices. No uploading of invoices and reconciliation is a breeze.

Dedicated Support

Our support team will walk you through the entire process and will always be there to help you each step of the way.
Funding tab showing loans outstanding chart in Earlypay platform. Illustration.

How Earlypay Works

  • 01

    Sign up & connect

    Sign up to Earlypay and securely connect to Xero, MYOB or Quickbooks. Your dedicated account manager will help every step of the way and you can be approved for finance within 24 hours.
  • 02

    Access funds

    Your customer invoices are updated live to Earlypay’s modern, easy-to-use platform. Monitor your invoices and draw same-day funds from your line of credit to improve your business’ cash flow and boost working capital.
  • 03

    Be in control

    Your line of credit balance is updated as invoices are raised and paid. Reconciling invoice payments and Earlypay transactions is a breeze with our seamless cloud accounting software integrations.
  • 04

    Grow your business

    Improve cash flow and grow your business with confidence. Our market leading platform lets you borrow against unpaid invoices simply so you can focus on running your business with less admin.
Funding tab showing loans outstanding chart in Earlypay platform. Illustration.

Australia’s most flexible invoice financing

Earlypay offers three plans tailored to your business.

Choose your funding type

All Customer Invoices

  • Maximise available finance
  • One set of payment instructions
  • Pay off your loan balance sooner
  • Market leading platform
  • Dedicated client support

Selected Customer Invoices

  • Select customers to finance
  • Some invoices paid to you
  • Market leading platform
  • Dedicated client support
Akansh Prasai of TalentCrowd in the city on a sunny day.
"I would definitely be happy to recommend Earlypay to my network. My overall experience - from the first time I reached out - to us getting on-board and using the service/platform has been a very positive experience."
Akansh Prasai, TalentCrowd
Akansh Prasai of TalentCrowd in the city on a sunny day.
"I would definitely be happy to recommend Earlypay to my network. My overall experience - from the first time I reached out - to us getting on-board and using the service/platform has been a very positive experience."
Akansh Prasai, TalentCrowd
As seen in

What you need to get started

A valid ACN or ABN
Invoices with other strong businesses
Invoices for goods or services that have been delivered
You use Xero, MYOB AccountRight or Quickbooks
Ready to apply? Get started

Frequently Asked Questions

Questions? We’d love to hear from you
Have a chat with our team to see how we can help your business grow. Give us a call on
1300 754 777