Earlypay’s business line of credit is backed by your outstanding customer invoices not real estate security and doesn't require a long trading history.
Have an ACN or ABN and outstanding invoices due from other businesses for completed work? We'd love to hear from you.
Earlypay links Xero and MYOB AccountRight and applying for finance is easy.
Short trading history, ATO debt or less than perfect credit history? It doesn’t need to stand between you and the finance you need.
Rather not use your home as security? Our business line of credit only uses your outstanding customer invoices.
Your business line of credit can increase with your sales so you can access the cash flow you need to grow.
Our modern online platform makes it simple to access funds with less admin.
Earlypay’s flexible approach to business finance means we can support businesses of all shapes and sizes and we know that all businesses are different so we have learnt to be flexible.
As the Earlypay business line of credit is supported by outstanding invoices, quality invoices are the main thing that we look for. This means that we need invoices to be:
Typically, we can't provide a line of credit against Purchase Orders or Progress payments in the construction industry.
Earlypay’s business line of credit supports businesses across all industries including those below:
Earlypay’s flexible approach to business finance means we can support businesses of all And because the Earlypay business line of credit is backed by your outstanding invoices, we have more flexibility than other lenders and can provide finance to businesses with
The bottom line is that if your business has an ABN or ACN and outstanding invoices that satisfy the above criteria, we’d love the opportunity to support your business.
To apply for a business line of credit with Earlypay, simply click the Sign-up button and complete some basic details. After signing up, you will be asked to securely link your Xero or MYOB AccountRight to see how much funding you can access. An Earlypay representative will then contact you to understand how you invoice your customers and get you up and running.Get Started Now
Have a chat with our team to see how we can help your business grow.Get Started