Invoice factoring made simple

Fast and flexible access to cash flow from your unpaid invoices.

  • Lines of credit up to:
    $50k - $10 million

Invoice factoring to help your business grow

Our invoice factoring services can be tailored to businesses of all shapes and sizes. We have the flexibility to connect to your online accounting platform or you can upload the invoices you would like financed. The choice is yours and we'll work with you to find the best solution for your business.

  • Flexible financing

    Have an ACN or ABN and outstanding invoices due from other businesses for completed work? We'd love to hear from you.

  • Simple to apply

    Earlypay links with Xero and MYOB to fast track loan applications. Don't use one of these? No problem, we can still help.

  • High approval rates

    Short trading history, ATO debt or less than perfect credit history? It doesn’t need to stand between you and the finance you need.

  • No real estate

    Rather not use your home as security? Our business line of credit only uses your outstanding customer invoices.

  • Cash flow to grow

    Your available finance using invoice factoring increases with your sales so you can access the cash flow you need to grow.

  • Simple and intuitive

    Our modern online platform makes it simple to access funds with less admin.

Outsource invoice collections for business efficiency

Tired of managing your accounts receivables and chasing late payments? Let us handle it for you!

By handing over your invoice collections to our team of experienced professionals, you'll free up valuable time and resources for what really matters — growing your business. Our experts take care of the payment collection process, relieving your accounts department of the burden.

With Earlypay’s Invoice Factoring, you'll optimise your cash flow, and remove the pressure of having to chase customers for payment.

Don’t let outstanding invoices hold your business back from success.

If you’d like to unlock funds from your unpaid invoices, but don’t need the collections service, take a look at our Invoice Finance solution.

Frequently asked questions