Asset & Equipment Finance
Equipment finance for growth
If you're a small to medium sized business, Earlypay's flexible finance solutions can preserve your cash flow and help your business grow. It's easy and in most instances we only need minimal financial information for loans from $20k to $1m.
Get Started NowFinance amounts of
$20k to $1 million
Rates from
7.5% p.a
Approval as fast as
24 hours
Equipment Finance
Wheels and tracks
Improve productivity and stay ahead of your competitors without the large upfront capital outlay, by financing your next equipment purchase or upgrade.
Get Started NowAssets we finance
- Trucks
- Trailers
- Buses
- Passenger vehicles
- Civil construction equipment
- Excavators
- Loaders
- Forklifts
- Mobile Cranes
- Lifting Equipment
- Forestry Equipment
- Farming Equipment
Equipment Finance
Business Equipment
Looking to finance equipment that doesn't have wheels or tracks? Earlypay can finance a wide range of other assets. Contact our team today to discuss your options.
Get Started NowAssets we finance
- Steel Engineering
- Forestry Machinery
- Packaging Equipment
- Cleaning Equipment
- Pharmaceutical Production
- Compressors & Generators
- Arborist & Landscaping
- Food & Beverage Production
- Drilling & Boring
- Metalworking
- Printing Equipment
- Pallet Racking
- Medical & Dentistry Equipment
- Imaging & Testing Equipment
- Demountable Modular Offices
- Above ground Mining Equipment
- Other Assets Considered
How we help
Tailored to you
We work with you to make sure the Earlypay Equipment finance solution is the best one for your current needs and future growth.
A little or a lot
Whether you need $20,000 or $1,000,000, Earlypay Equipment has your business finance needs covered.
New, used and more
New, used or existing assets are not a problem with Earlypay Equipment. Our appetite also includes mid-term re-financing and debt consolidations.
Activate the equity in what you own
Access and release the equity in your existing business assets to stabilise cash flow or fund future growth.
Trustpilot Reviews
Frequently Asked Questions
Questions about how vehicle and equipment financing works
How much equipment finance can I get?
We can provide anywhere between $20,000 and $1,000,000 of finance for equipment and vehicles.
How long will I have to repay the finance?
Our equipment finance terms range from 24 months to 60 months.
What types of equipment and vehicles will you finance?
We can finance a wide range of assets to help your business grow and/or become more efficient.
Some types of assets that can be financed include:
Wheels & Tracks
- Trucks, Trailers, Passenger vehicles and Forklifts.
- Construction and Earthmoving, Farming equipment, Forestry equipment, Quarrying Equipment, Mobile Cranes and Lifting Equipment
Business Equipment
- Manufacturing, Steel Engineering and metalworking, Landscaping, Cleaning, Printing and other equipment for a broad range of industries.
Please contact us to confirm.
Can you provide finance against old and used equipment?
We will consider assets of any age for finance. An independent valuer will assess the amount you can borrow against older and used assets.
What are my purchase options?
You have the freedom to purchase new or used assets, through a dealer or privately.
How long will it take to get the equipment or vehicle?
Your funding will be available for your equipment or vehicle the next working day after your application is approved.
Will Equipment Financing work for my business?
Yes! It can help improve cash flow, free up capital and reduce upfront costs.
What is equipment finance and who is it for?
Equipment financing is a funding solution that helps businesses obtain the equipment they need to operate and grow their business. It is well suited to businesses that require equipment or vehicles and want to preserve their working capital by not funding it themselves upfront.