Asset & Equipment Finance

Equipment finance for growth

If you're a small to medium sized business, Earlypay's flexible finance solutions can preserve your cash flow and help your business grow. It's easy and in most instances we only need minimal financial information for loans from $20k to $1m.

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  • Finance amounts of

    $20k to $1 million

  • Rates from

    7.5% p.a

  • Approval as fast as

    24 hours

Equipment Finance

Wheels and tracks

Improve productivity and stay ahead of your competitors without the large upfront capital outlay, by financing your next equipment purchase or upgrade.

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Assets we finance

  • Trucks
  • Trailers
  • Buses
  • Passenger vehicles
  • Civil construction equipment
  • Excavators
  • Loaders
  • Forklifts
  • Mobile Cranes
  • Lifting Equipment
  • Forestry Equipment
  • Farming Equipment
Equipment Finance

Business Equipment

Looking to finance equipment that doesn't have wheels or tracks? Earlypay can finance a wide range of other assets. Contact our team today to discuss your options.

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Assets we finance

  • Steel Engineering
  • Forestry Machinery
  • Packaging Equipment
  • Cleaning Equipment
  • Pharmaceutical Production
  • Compressors & Generators
  • Arborist & Landscaping
  • Food & Beverage Production
  • Drilling & Boring
  • Metalworking
  • Printing Equipment
  • Pallet Racking
  • Medical & Dentistry Equipment
  • Imaging & Testing Equipment
  • Demountable Modular Offices
  • Above ground Mining Equipment
  • Other Assets Considered

How we help

  • Tailored to you

    We work with you to make sure the Earlypay Equipment finance solution is the best one for your current needs and future growth.

  • A little or a lot

    Whether you need $20,000 or $1,000,000, Earlypay Equipment has your business finance needs covered.

  • New, used and more

    New, used or existing assets are not a problem with Earlypay Equipment. Our appetite also includes mid-term re-financing and debt consolidations.

  • Activate the equity in what you own

    Access and release the equity in your existing business assets to stabilise cash flow or fund future growth.

Equipment Finance in action

Funding growth through Asset and Invoice Finance

Joel runs an environmental services business. He recently won a big new contract and needed funding to purchase an industrial trailer, as well as extra cash flow to capitalise on this opportunity.

Earlypay was able to act as a one-stop shop for Joel by offering Invoice Finance to unlock working capital from unpaid invoices, and an Asset Finance facility for the purchase of the new trailer.

Joel’s business is now well placed to not only fulfil the big new contract but is in a position of strength and ready to take advantage of new opportunities to grow his business.

Equipment financing helping to keep the wheels of a transport business turning

A well-established Western Australian business that transports goods and vehicles across Australia, recently needed to acquire a semi-trailer to fulfil their newly won contract.

The asset was to be purchased from a private seller, which through many lenders can be tricky to fund.

Earlypay was happy to fund an asset to be purchased from a private seller. The deal required minimal financials, which helped the business owner secure the finance and asset without any fuss.

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Frequently Asked Questions

  • Questions about how vehicle and equipment financing works

    How much equipment finance can I get?

    We can provide anywhere between $20,000 and $1,000,000 of finance for equipment and vehicles.

    How long will I have to repay the finance?

    Our equipment finance terms range from 24 months to 60 months.

    What types of equipment and vehicles will you finance?

    We can finance a wide range of assets to help your business grow and/or become more efficient.

    Some types of assets that can be financed include:

    Wheels & Tracks

    • Trucks, Trailers, Passenger vehicles and Forklifts.
    • Construction and Earthmoving, Farming equipment, Forestry equipment, Quarrying Equipment, Mobile Cranes and Lifting Equipment

    Business Equipment

    • Manufacturing, Steel Engineering and metalworking, Landscaping, Cleaning, Printing and other equipment for a broad range of industries.

    Please contact us to confirm.

    Can you provide finance against old and used equipment?

    We will consider assets of any age for finance. An independent valuer will assess the amount you can borrow against older and used assets.

    What are my purchase options?

    You have the freedom to purchase new or used assets, through a dealer or privately.

    How long will it take to get the equipment or vehicle?

    Your funding will be available for your equipment or vehicle the next working day after your application is approved.

    Will Equipment Financing work for my business?

    Yes! It can help improve cash flow, free up capital and reduce upfront costs.

  • What is equipment finance and who is it for?

    Equipment financing is a funding solution that helps businesses obtain the equipment they need to operate and grow their business. It is well suited to businesses that require equipment or vehicles and want to preserve their working capital by not funding it themselves upfront.

Want to know more? It's easy with Earlypay Equipment!

Call us at 1300 760 205
NSW & ACT
Level 11, 201 Miller St.
North Sydney NSW 2060
VIC, SA, TAS & WA
Level 13, 390 St Kilda Road
Melbourne VIC 3004
QLD & NT
Level 10, 410 Queen St.
Brisbane QLD 4000

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