Equipment finance for growth
If you're a small to medium sized business, Earlypay Equipment's flexible finance solutions can preserve your cash flow and help your business grow. It's easy and in most instances we only need minimal financial information for loans up to $500,000.
Get Started NowEquipment Finance
Improve productivity and stay ahead of your competitors without the large upfront capital outlay, by financing your next equipment purchase or upgrade.
Vehicle Finance
If you're looking for wheels, we're interested. Earlypay Equipment is the ideal vehicle to finance the purchase of new and used commercial wheeled assets.
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How we help
Tailored to you
We work with you to make sure the Earlypay Equipment finance solution is the best one for your current needs and future growth.
A little or a lot
Whether you need $20,000 or $500,000, Earlypay Equipment has your business finance needs covered.
New, used and more
New, used or existing assets are not a problem with Earlypay Equipment. Our appetite also includes mid-term re-financing and debt consolidations.
Activate the equity in what you own
Access and release the equity in your existing business assets to stabilise cash flow or fund future growth.
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Frequently Asked Questions
Questions about how vehicle and equipment financing works
How much equipment finance can I get?
We can provide anywhere between $20,000 and $500,000 of finance for equipment and vehicles.
How long will I have to repay the finance?
Our equipment finance terms range from 24 months to 60 months.
What types of equipment and vehicles will you finance?
We can finance a wide range of assets to help your business grow and/or become more efficient.
Some types of assets that can be financed include:
• Business equipment - Manufacturing equipment, lifting equipment • Commercial vehicles - Trucks, Forklifts, Earthmoving machinery • Other assets - Contact us to learn more.
Can you provide finance against old and used equipment?
We will consider assets of any age for finance. An independent valuer will assess the amount you can borrow against older and used assets.
How long will it take to get the equipment or vehicle?
Your funding will be available for your equipment or vehicle the next working day after your application is approved.
Will Equipment Financing work for my business?
Yes! It can help improve cash flow, free up capital and reduce upfront costs.
What is equipment finance and who is it for?
Equipment financing is a funding solution that helps businesses obtain the equipment they need to operate and grow their business. It is well suited to businesses that require equipment or vehicles and want to preserve their working capital by not funding it themselves upfront.